{"id":8035,"date":"2021-04-26T09:30:47","date_gmt":"2021-04-26T07:30:47","guid":{"rendered":"https:\/\/kk-palokonsultti.com\/ammattilaisille\/for-insurance-companies\/"},"modified":"2023-06-01T15:23:36","modified_gmt":"2023-06-01T12:23:36","slug":"for-insurance-companies","status":"publish","type":"page","link":"https:\/\/www.kk-palokonsultti.com\/en\/professionals\/for-insurance-companies\/","title":{"rendered":"For insurance companies"},"content":{"rendered":"\t\t
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Many devastating building fires have been the sum of small unfortunate coincidences. A good example of this is the fire that broke out in September 2011 at the A-hospital of Turku University Central Hospital. We were simulating the development and progress of the fire as part of an investigation team.<\/p>\n

The Turku hospital fire originated from heating caused by a small short circuit in the control unit of the nurse call system, which was accidentally fed by an oxygen leak that occurred at the same time. What followed was a violent fire that spread along electrical cable insulation and cable shelves destroying the other end of the A-hospital first aid clinic and the emergency laboratory with all its equipment on the third floor. 168 patients were evacuated from the fire.<\/p>\n

Accident investigation showed that the fire safety of the hospital building was deficient, as there was no fire compartment for the fire doors. However, this was not required at the time of construction as a condition of the building permit.<\/p>\n

In addition to the causes and consequences, the purpose of an accident investigation is to find out what can be learned from what happened. From the investigation, the insurance company receives basic information on the insurance terms and claims handling of similar properties, as well as comprehensive material on the fire safety of the Finnish building stock. It is important information for us too. An understanding of \u201chow things should have been done in the past\u201d can be applied to future construction projects. Once the causes of the fire and its spread have been identified, the information gathered in the fire investigation may serve as a basis for new fire technology solutions, even new regulations and ordinances, and will save valuable lives in the future.<\/p>\n

After the Turku hospital fire, Helsinki and Turku, and later other Finnish cities, began to demand the preparation of fire stop plans. Before that, they were practically never done.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Our services for insurance companies<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Our main tasks in the assignments of insurance companies are to find out the causes of a fire<\/a> and its progression, to review structural solutions and defects during construction in accordance with the rules and regulations at the time of construction, and to investigate omissions and deficiencies related to building operation and maintenance:<\/p>\n